At State College Ford we understand that bad credit situations can happen to good people.

That's why we created our "Fresh Start Program" program. Your credit history will not hold you back from driving home the car of your dreams. We understand how people get into financial problems, we look at more than just your credit score!

Apply in Just Three Simple Steps

It's time to start rebuilding your credit.

Here at State College, we say yes when others say no. We will take the time to listen to your needs and concerns and advise you on the best way to re-establish your credit, even if you choose not to purchase a vehicle.

Renew your financial picture with our Fresh Start Program

Are you battling a bad credit history? State College Ford Lincoln in State College, PA can help you rebuild credit with our Fresh Start Program. It's designed to help make sure your past struggles won't block you from getting the car you need. We understand that many people have overcome bad credit, so Fresh Start is a special financing plan that can help you get a truly fresh start. The specialists in our Finance Center will work as a team to help you get back on track.

Take these easy steps to get started

You can begin the process by applying for credit with Ford using our online application, to find out if you can be pre-approved for financing. After that, one of our caring, knowledgeable Fresh Start specialists will reach out to schedule a time to meet in person. Our specialist will listen to you describe your situation, review results of your credit application and then explain the next steps.

When you come in for a visit with us, please bring 2 or 3 recent pay stubs along with a document to verify your address, like a utility bill or a recent bank statement. Please also bring the title to the vehicle you're interested in trading in, and a method of making a down payment like your checkbook. While you're here, we will start going to bat for you, helping you find the best available loan package and interest rates, to help you get the kind of financing you can afford.

Get started soon to give yourself the best chance of success

Because there is always a limited amount of funds available for our Fresh Start program, it's important that you apply with us as soon as you can. We are committed to helping everyone get the credit they deserve, even if you've had significant issues in the past with bad credit or an uneven credit history. Whatever credit challenges you're facing, the best time to apply for our Fresh Start program is now.

Look for more value with our special offers

When you want to give your financial situation a refresh, one good way to approach that goal is to save all you can on your next vehicle, and we can help with that too. At State College Ford Lincoln in State College, PA, we regularly post special deals on new and used vehicles. Take a look at our specials to see how much you can save.

Another way we can help you is with the extra value we provide, especially in our used inventory. Check out our used models where you can find exceptional deals on cars, trucks and SUVs that still have plenty of miles left. If they've been well-maintained, your chances to get longer life rise even higher. You can also save money if you carefully shop our new Ford models.

See us soon and get the financing help you need with Fresh Start

If you're interested in overcoming a history of bad credit by getting approved for a loan you can afford, whether you live in Boalsburg  Centre Hall, apply for our Fresh Start Program and let us help you get headed in the right direction. We are on your side at State College Ford Lincoln because we believe everyone deserves a fresh start.

Make an Inquiry

* Indicates a required field


State College Ford

3140 W College Ave
Directions State College, PA 16801

  • Sales: (814) 238-5046
  • Service: (814) 238-5046
  • Parts: (814) 238-5046


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 6:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 6:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed
  1. State College Ford

    3140 W College Ave
    State College, PA 16801

    • Sales: (814) 238-5046
Loading Map...