Auto Financing in State College, PA

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Finance Center in State College, PA

State College Ford in State College, PA is the right place to get flexible financing options for your new or used Ford F-150, Ford Explorer, Ford Escape, Ford Maverick, Ford Bronco or Ford Bronco Sport. Whether you want to buy or lease a new Ford or purchase a quality used vehicle, we can help you secure the best available rates and make financing a Ford as easy and transparent as buying one. Submit our totally secure online financing application to get approved for financing in advance.

Comparing a loan vs. getting a lease.

For our valued customers in State College, PA and surrounding areas who want to be in a stronger, long-term financial position, a car loan is the right way to go. Since it allows you to build up cash value every time you make a monthly payment, you're creating long-term value that you can use to buy your next vehicle. On the other hand, if you're in a temporary cash crunch and want to maximize your monthly cash flow, a lease is a way to do that. It lets you get the newest features every few years without having to worry about selling the vehicle at the end of your lease.

The benefits of financing your new or used Ford with a car loan

Getting an auto loan is easily the most popular financing strategy and it offers the most financial benefits for smart car buyers over the long run. With an affordable car loan, buyers from Start College, PLA start building cash value, or equity, with each monthly car payment. That cash value is real money with your name on it and you can use it to help pay for your next vehicle. What's more, a car loan lets you someday own that vehicle so you can eliminate monthly car payments.

Some factors to consider in leasing a new Ford

Your initial down payment will be lower than it that would be with a car loan on the same vehicle. Beyond that, your monthly lease payment will be lower than what you'd pay with a car loan. At the end of your lease, you can bring your Ford back to us and you won't have to worry about selling it because you won't own it. You're essentially just renting that vehicle so we'll sell it for you. At the end of your lease, you'll need to pay for any excess wear-and-tear or any mileage beyond the limit allowed in your lease contract.

Some benefits of trading-in your car to us

The first reason to trade-in your car is that it saves time. When you sell a car on your own, you have to spend time cleaning up that vehicle and detailing it or paying someone to do it for you. You'll also have to make any repairs or pay a local mechanic. Then you have to post an ad online and put your weekends on hold while you wait for a buyer to show up.

When you trade-in your car to us, you can get thousands of dollars' worth of trade-in value that can dramatically reduce the net cost of your next vehicle. The process is simple and you can get your next vehicle in less than a day. Of course, we can provide financing in the same location so it's an easy, low-stress way to find the vehicle you want at a price you can afford.

Consider us your local lending resource

As you can see, we have a lot of ways to help you finance your next vehicle and help you do it at a price that fits your budget. One of the professionals in our finance center can help you get the best available interest rate on a loan so contact us and see how much we have to offer at State College Ford in State College, PA.