We Offer Multiple Ford Finance Options for State College, PA Drivers

If you've been shopping for a new car, you know there will soon be financial decisions to be made. The numbers side of things can often seem confusing or overwhelming to Bellefonte, PA shoppers, but that's where we step in. At State College Ford, our team will let you know what each option offers and any additional benefits. Our finance team is committed to helping you determine which one is right for you.

What Financing Entails

Buying is the traditional way to obtain automotive financing. It involves a down payment, securing a loan from a lender, understanding different rates, and making monthly payments to cover the remaining balance plus interest.

It's a great choice for those Philipsburg, PA, residents who value ownership and look forward to payment-free years ahead. Traditional financing gives you more freedom over the car. You can drive your vehicle unlimited miles and make upgrades as you see fit.

Why Choose a Lease

Leasing is a viable alternative for anyone with budget constrictions, but still wishes to drive a new vehicle. A lease payment is significantly less than what you would pay on a loan. That's because you're only paying for the amount the vehicle is expected to depreciate while you have it.

A lease period is typically only about three years. Not only will you be paying less each month, but maintenance costs are typically covered by the warranty still over it. Leasing lets you drive a newer vehicle with more features than your budget might otherwise allow.

Apply for Ford Finance Near Huntingdon, PA

Our finance team can make buying a car seem like a breeze. Get started today with a fresh start by applying online to begin the process. Then, visit us at our State College, PA, dealership to sit down with our team. Our dealership is conveniently located just outside of the Lewistown, PA area. Still, have questions about vehicle financing? Give us a call to discuss your best options now!

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State College Ford

3140 W College Ave
Directions State College, PA 16801

  • Sales: (814) 238-5046
  • Service: (814) 238-5046
  • Parts: (814) 238-5046


  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 6:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 6:00PM
  • Saturday 9:00AM - 5:00PM
  • Sunday Closed